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[Remote] Senior Manager / Principal Data Scientist, Credit

Remote, USA Full-time Posted 2026-06-21

Note: The job is a remote job and is open to candidates in USA. Mission Lane is a purpose-driven fintech company based in the U.S., focused on providing accessible credit solutions. The Senior Manager / Principal Data Scientist will innovate and improve machine learning models to help make efficient financial decisions for customers, collaborating with business leaders and technical experts.

Responsibilities

  • Design, develop, and deploy machine learning models to solve practical problems and help our business and customers reach their financial goals
  • Partner with business leaders and technical experts across the company to develop new data sources, improve our modeling methodology, and apply models with sound risk management

Skills

  • Has created, deployed, and managed supervised learning models in production systems for vital applications and enjoys being a technical mentor
  • Has a PhD in a quantitative field and 3+ years of experience in a related role
  • Has a BS / MS in a quantitative field and 7+ years of experience in a related role
  • You share best practices for software engineering and can help smart, experienced data scientists with complex technical problems - especially operationalizing and evaluating models for real-world applications
  • Considers themself a generalist data scientist more motivated by practical solutions than theoretical elegance
  • Practices solid fundamentals with software engineering (test-driven development, code review, refactoring) and the PyData stack (numpy, scikit-learn, pandas, etc.)
  • Is interested in a wide range of ML solutions, including established tools (e.g. Spark, Kubernetes, Airflow, MLFlow), emerging tools (like Chalk, BentoML, or DVC), and developing in-house tools
  • Experience managing a strong technical team
  • Experience building predictive models end to end
  • Experience solving problems in consumer lending or fintech
  • Interest in developing ways to train, interpret, and deploy neural network architectures for time series classification tasks

Benefits

  • Participation in our annual incentive program
  • Equity are dependent on role
  • Unlimited paid time off
  • 401(k) match
  • A monthly wellness stipend
  • Health/ dental/ vision insurance options
  • Disability coverage
  • Paid parental leave
  • Flexible spending account (for childcare and healthcare)
  • Life insurance
  • A remote-friendly work environment
  • Work: An engaging culture with access to training programs and advancement opportunities
  • Life: Full health, dental, and vision benefits, Flexible Spending Account (for medical and childcare expenses), paid parental leave, and a 401k Company Match
  • Balance: Generous PTO, flexible schedules, a Calm App subscription, and more

Company Overview

  • Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit. It is a sub-organization of LendUp. It was founded in 2018, and is headquartered in Richmond, Virginia, USA, with a workforce of 501-1000 employees. Its website is https://www.missionlane.com/.
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