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Indirect Auto Loan Underwriter

Remote, USA Full-time Posted 2026-06-22

FULLY REMOTE AUTO LOAN UNDERWRITERS WANTED $25–$32/hr | 100% Remote | Growth Opportunity | Equipment Provided A rapidly expanding national lending services organization is actively hiring multiple Auto Loan Underwriters to support a growing portfolio of credit union clients across the country. If you have experience underwriting indirect auto loans and enjoy making credit decisions in a fast-paced, high-volume environment, this is an opportunity to join a highly collaborative team with clear advancement opportunities into senior and leadership roles. What Makes This Opportunity Stand Out?

  • 100% Remote – Work from home full-time
  • Competitive Pay – $25–$32/hr DOE
  • Contract-to-Hire with long-term career growth
  • Equipment Provided – Laptop and Dual Monitors
  • Promotion-from-Within Culture
  • Outstanding Benefits Upon Conversion:
  • 401(k) with 8% Match
  • Tuition Reimbursement
  • PTO and Paid Holidays
  • Employee Appreciation and Cultural Events
  • Career Development Opportunities

Schedule: Thursday – Monday 12:00 PM – 9:00 PM MST Eligible States: Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, and Hawaii Key Responsibilities:

  • Underwrite indirect auto loans and leases for 100+ credit union partners nationwide
  • Evaluate creditworthiness using DTI, LTV, PTI, credit reports, dealer performance, and lending guidelines
  • Communicate directly with dealers and credit union partners to negotiate loan structures
  • Document credit decisions across multiple loan origination platforms
  • Support funding activities and improve approval-to-funding conversion rates
  • Partner with fraud and compliance teams during loan review
  • Participate in process improvement initiatives and system enhancements
  • Collaborate with a nationwide team of underwriting professionals

Requirements:

  • 3+ years of indirect auto underwriting or auto credit analysis experience
  • Direct or indirect auto lending background
  • Experience supporting credit unions or financial institutions
  • Experience with platforms such as L360, MeridianLink, Ideal, or similar loan origination systems
  • If you're looking for a remote underwriting opportunity with stability, growth potential, and a strong team culture, I'd love to connect.

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