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[Remote] Staff Machine Learning Engineer

Remote, USA Full-time Posted 2026-06-21

Note: The job is a remote job and is open to candidates in USA. Credit Acceptance is an award-winning company recognized for its exceptional workplace culture. They are seeking a highly motivated and experienced Staff Machine Learning Engineer to lead the development of AI-powered solutions, collaborating with business and engineering stakeholders to achieve strategic goals and deliver innovative solutions.

Responsibilities

  • Explore and apply advanced machine learning techniques, including not limited to large language models (LLMs), deep learning, and graph neural networks, to solve complex challenges across the organization
  • Collaborate with management and stakeholders to define strategic roadmaps and translate them into actionable quarterly plans
  • Drive execution and delivery of ML/AI solutions by managing priorities, deadlines, and deliverables, leveraging your technical expertise
  • Design and deliver scalable, secure systems using state-of-the-art AI/ML technologies and industry best practices, and nurture the culture of creating high-quality, well-tested systems to address critical product and business needs
  • Troubleshoot and resolve complex technical issues to improve system reliability, scalability, and operational efficiency
  • Ensure the security, scalability, and architectural integrity of feature designs through reviews across teams
  • Deliver hands-on solutions while mentoring other data professionals (including MLEs) within the organization
  • Guide a team of MLEs across different areas:
  • Mentor team members on design principles, coding standards, and the adoption of AI productivity tools
  • Personalize guidance across different surfaces using deep learning methods; personalize layouts with Bayesian contextual multi-armed bandits
  • Foster long-term growth through data-driven causality and incrementality
  • Power existing applications with Gen AI models and engineering to improve downstream experience and decisions
  • Using ML models (such as XGBoost & Causal Meta-Learner-based model, etc), proactively guide business teams across different areas
  • With engineering partners, build ML and Gen-AI platform and inference pipelines for different types of models
  • Architect and implement enterprise-grade LLM-powered solutions, managing the full lifecycle from business requirements to production deployment, monitoring, and continuous optimization
  • Design and develop multi-agent GenAI systems using state-of-the-art frameworks (LangChain, LlamaIndex) to orchestrate complex workflows across retrieval augmentation, data operations, and compliance verification
  • Engineer robust Retrieval Augmented Generation (RAG) pipelines incorporating advanced techniques such as hybrid retrieval, reranking, query expansion, and contextual compression
  • Implement parameter-efficient fine-tuning strategies (LoRA, QLoRA, PEFT) to adapt foundation models to domain-specific use cases while optimizing for inference costs and latency
  • Develop intelligent routing and orchestration systems to manage conversation state across multiple specialized AI agents, ensuring seamless transitions between different system capabilities
  • Build evaluation frameworks to measure and improve LLM performance across diverse metrics, including factuality, coherence, task completion, and alignment with business objectives
  • Integrate LLM solutions with existing enterprise architecture, ensuring compliance with data security policies, authentication mechanisms, and transaction safety requirements

Skills

  • PhD in Computer Science, Stats, Economics, or a relevant technical field with at least 5+ years of relevant experience or MS with at least 8+ years of experience in machine learning and software engineering
  • ML Skills: 6+ years of hands-on experience designing, building and deploying AI (ML, DL, Gen-AI) models, including Reinforcement Learning algorithms, Recommendation systems, Transformers, fine-tuned LLMs, Causal Inference, Regressions, etc., with a solid understanding of mathematics, statistics, and engineering needed to build such infra
  • GenAI Skills: 4+ years of experience building and deploying AI/ML applications including Reinforcement algorithms, Recommendation systems, Generative AI etc. with solid understanding of mathematics, Computer Science, foundation concepts and engineering behind building AI applications and LLMs
  • Experience applying agentic AI to design and implement scalable multi-agent systems
  • Strong problem-solving skills with bias for action
  • Experience in the automotive industry, especially in building ML/AI systems while ensuring local and central regulations
  • Experience in model interpretability and responsible AI practices
  • Expertise in data science, advanced experimentation and visualization techniques
  • Experience in designing and implementing pipelines using DAGs (e.g., Kubeflow, DVC, Ray)
  • Ability to construct batch and streaming microservices exposed as gRPC and/or GraphQL endpoints
  • Experience with Databricks MLflow for ML lifecycle management and model versioning
  • Hands-on experience with Databricks Model Serving for production ML deployments
  • Demonstrable experience in parameter-efficient fine-tuning, model quantization, and quantization-aware fine-tuning of LLM models
  • Hands-on knowledge of Chain-of-Thoughts, Tree-of-Thoughts, Graph-of-Thoughts prompting strategies
  • Knowledge of multimodal AI (text, image, audio integration)
  • Proficiency with GenAI frameworks/tools and technologies such as Apache Airflow, Spark, Flink, Kafka/Kinesis, Snowflake, and Databricks

Benefits

  • Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work
  • Annual variable bonus of cash and equity, between 10 - 20%. Bonus amounts are based on individual performance

Company Overview

  • Credit Acceptance is an indirect finance company that helps eligible consumers restart financially. It was founded in 1972, and is headquartered in Southfield, Michigan, USA, with a workforce of 1001-5000 employees. Its website is http://www.creditacceptance.com/.
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