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Collections Officer

Remote, USA Full-time Posted 2026-06-14

Capital on Tap is a fintech company dedicated to helping small business owners with their financial needs. The Collections Officer will engage directly with customers to negotiate repayment plans and ensure compliance with relevant regulations while providing excellent customer service.

Responsibilities

  • Engage directly with customers to negotiate repayment plans
  • Analyse financial situations to create tailored solutions
  • Ensure adherence to GDPR, FCA, and FDCPA regulations
  • Handle customer complaints and resolve conflicts effectively
  • Prioritize multiple tasks while maintaining high-quality standards
  • Work with internal and external teams to support customer outcomes

Skills

  • Collections experience within financial services
  • Strong communication skills, both verbal and written
  • Proven ability to manage challenging customer interactions
  • Experience using multiple communication platforms (email, SMS, etc.)
  • Ability and skills to handle difficult conversations and deliver a fair customer outcome

Benefits

  • Private Healthcare including dental and optician services through Vitality
  • Worldwide travel insurance through Vitality
  • Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
  • Salary Sacrifice Pension Scheme up to 7% match
  • 28 days holiday (plus bank holidays)
  • Annual Learning and Wellbeing Budget
  • Enhanced Parental Leave
  • Cycle to Work Scheme
  • Season Ticket Loan
  • 6 free therapy sessions per year
  • Dog Friendly Offices
  • Free drinks and snacks in our offices

Company Overview

  • Capital on Tap is a fintech company that provides a business credit card and spend management platform for small businesses. It was founded in 2012, and is headquartered in London, England, GBR, with a workforce of 501-1000 employees. Its website is https://www.capitalontap.com.
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