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Cost Reduction Consultant (1099) – Merchant Services

Remote, USA Full-time Posted 2026-06-14

About Spendly: Spendly helps mid-market and enterprise companies identify and execute cost savings across key expense categories. We partner with experienced consultants who bring deep vendor knowledge and proven results. Role Overview: We are seeking a Merchant Services Cost Reduction Consultant to help clients optimize payment processing expenses, including credit card fees, interchange rates, gateway costs, and related services. This is a 1099-contract role, ideal for an experienced professional with a track record of delivering measurable savings. Key Responsibilities:

  • Analyze merchant processing statements and contracts
  • Identify cost-saving opportunities across interchange, assessments, and markups
  • Renegotiate terms with processors, ISOs, and payment providers
  • Provide benchmarking insights against industry standards
  • Deliver clear savings reports and implementation strategies

Qualifications:

  • 5+ years of experience in merchant services, payments, or fintech
  • Proven track record reducing costs with major processors (e.g., Fiserv/First Data, Chase Paymentech, Worldpay, Stripe, Adyen)
  • Experience working with mid-market to enterprise clients
  • Strong understanding of interchange optimization and pricing models
  • Ability to present case studies demonstrating achieved savings

Preferred:

  • Existing relationships within payment processing ecosystem
  • Experience as an independent consultant or advisor

Pay: $25.00 - $50.00 per hour Benefits:

  • Flexible schedule

Work Location: Remote Apply tot his job Apply To this Job

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