[Remote] Licensed Life Insurance Agent (Final Expense Focus) – Remote

Note: The job is a remote job and is open to candidates in USA. Ray Advertising, headquartered in Redding, California, specializes in performance marketing and insurance lead generation. The Licensed Life Insurance Agent role involves assisting consumers with Final Expense life insurance options, educating clients, and guiding them through the enrollment process.

Responsibilities

• Handle inbound consumer calls related to Final Expense life insurance
• Educate clients on coverage options in a clear and compliant manner
• Guide customers through the application and enrollment process
• Document all client interactions accurately within company systems
• Follow all carrier guidelines, underwriting rules, and state/federal insurance regulations
• Stay updated with product changes, CMS/carrier updates, and internal compliance guidance
• Manage assigned leads, follow up consistently, and maintain an organized sales pipeline
• Meet weekly performance, quality, and compliance expectations
• Deliver an empathetic, professional, trust-based customer experience

Skills

• Active Resident State Life Insurance License (in good standing)
• Ability to obtain non-resident state licenses if required
• Authorized to work in the United States
• Strong communication, listening, and problem-solving skills
• High attention to detail and strong compliance awareness
• Ability to work independently in a remote environment
• Comfortable using CRM tools, dialers, and virtual communication platforms
• Self-motivated and able to meet performance expectations consistently
• Prior Final Expense experience is helpful but not required

Benefits

• Performance-Based Earnings: Agents have the opportunity to earn strong weekly income based on production and approved enrollments.
• Remote Work Flexibility: Work from anywhere in the U.S. in a quiet, professional home environment.
• Structured Onboarding: Training on systems, carriers, product guidelines, and compliance expectations.
• Supportive Leadership: Access to sales leaders, QA, and compliance teams for ongoing coaching.
• Career Growth: Clear pathways into senior agent, QA, compliance, or leadership tracks.

Company Overview