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Bilingual Collections Account Representative - Hybrid

Remote, USA Full-time Posted 2026-06-17

ARS National Services is seeking a Bilingual Collections Account Representative who is a confident communicator and creative problem solver. This role involves handling inbound and outbound calls, negotiating payment plans, and assisting customers with financial solutions while maintaining compliance with federal regulations.

Responsibilities

  • Handle inbound/outbound calls with empathy and confidence
  • Talk with customers about their finances and help them find payment options that work for them
  • Negotiate payment plans, settlements, and full repayments
  • Stay sharp with call quality and compliance with federal regulations
  • Keep accurate records and collaborate with team leads
  • Engage with your team on camera during shifts

Skills

  • Candidates MUST reside in the greater Houston area
  • Must be able to work from home
  • Must be able to reliably commute to the assigned office on designated in-office days
  • High school diploma or GED
  • Strong communication skills — assertive, clear, and professional
  • 100% Bilingual in English and Spanish
  • Critical thinking + active listening
  • Comfort with basic math
  • Basic computer skills & reliable high-speed internet
  • Collections, sales, or call center experience

Benefits

  • Vacation and Sick Time begins to accrue right away
  • Performance-based monthly bonus opportunities
  • Career development + promotion potential
  • Full benefits (Medical, Dental, Vision, 401k)
  • PTO starts right away + 8 paid holidays
  • 401(k)
  • 401(k) matching
  • AD&D insurance
  • Dental insurance
  • Disability insurance
  • Employee assistance program
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Opportunities for advancement
  • Paid time off
  • Paid training
  • Referral program
  • Vision insurance
  • Work from home

Company Overview

  • ARS is a proven leader in the accounts receivable management industry. It was founded in 1987, and is headquartered in Escondido, California, USA, with a workforce of 201-500 employees. Its website is http://www.arsnational.com.
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