[Remote] Underwriting Analyst

Note: The job is a remote job and is open to candidates in USA. Mudflap is a fast-growing marketplace business serving the trucking industry with innovative payment products. As an Underwriting Analyst, you will evaluate creditworthiness, ensure sound lending decisions, and minimize risk exposure while collaborating with internal teams to streamline the underwriting process.

Responsibilities

• Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information
• Determine the risk level associated with lending and make informed decisions based on established criteria
• Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
• Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications
• Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes
• Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries

Skills

• Prior experience in either consumer or small business underwriting
• A basic understanding of Excel and other platforms of data entry
• Ability to work both independently and as part of a team
• Strong attention to detail and the ability to handle multiple tasks effectively
• Familiarity with fast-paced environments with an 'all hands on deck' approach
• Strong written and oral communication & analytical and interpersonal skills
• Ability to develop and foster strong cross-functional partnerships

Benefits

• Medical/dental/vision insurance
• 401(k) with company match
• WFH stipend
• PTO

Company Overview

Company H1B Sponsorship