Senior Underwriting Consultant

Role Description

This role involves evaluating insurance applicants and correlating all aspects of risk to determine whether to accept, modify, or decline applications. You'll focus on mortality by evaluating the risk of death, which includes:

• History
• Degree of medical maintenance
• Treatment
• Flags of potential future risk

As a Senior Underwriting Consultant, you’ll play a key role in Pacific Life’s growth and long-term success.

How You'll Help Move Us Forward:

• Review and analyze prospects to determine eligibility for Guaranteed Issue/Simplified Issue.
• Prepare offer letters for Multilife business.
• Evaluate medical, non-medical, and financial information to provide sound and competitive risk assessment on Policy Change, Reinstatement, and Multilife applications within review and signature authority.
• Consult with superiors or medical department concerning any complex risk situations.
• Provide Underwriting review for contestable death claims, as needed.
• Develop and maintain strong relationships and open communication with field personnel to facilitate submission of business, promote trust, and make it easy to do business with Pacific Life.
• Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

Qualifications

• 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies.
• Established approval authority of $10M.
• Ability to work with multiple distribution channels and multiple products.
• Effective written and verbal communication skills with the ability to build relationships both internally and externally.
• Ability to develop specific goals, plan, and prioritize work.
• Ability to balance projects in addition to normal workload.

Requirements

• Bachelor's Degree.
• Experience underwriting Policy Changes and Reinstatements.
• An understanding of how life insurance is utilized to support Executive Benefit plans, and experience underwriting corporate-owned and corporate-sponsored life insurance.
• Completion of the following designations: FLMI and FALU.

Benefits

• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents.
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off.
• Paid Parental Leave as well as an Adoption Assistance Program.
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.